Beyond the Loan.
Invested
in
You
We guide people through one of life’s biggest financial decisions by replacing pressure with planning, and confusion with confidence—so every mortgage becomes part of a bigger strategy.
“Buying a home is scary. Working with Jason reduced the uncertainty of a big financial move and showed me how each decision supports my lifestyle today and my goals for the future.”
Jenny L. Home Purchase 2018, Refinance 2020, Refinance 2021, Investment Property 2024
5-Star Zillow & Google Rating
22 Years of Mortgage Experience
14 days Average Closing Time
OUR MISSION
We lead with strategy, not sales—offering data-driven guidance that puts people first. Through deep listening, honest advice, and tools that simplify the complex, we help clients move from anxiety to clarity, from questions to confident action.
Meet the Minds Behind the Mission
Jason Harmon
Strategic Mortgage Advisor
There’s nothing worse than showing up to a surprise pop quiz completely unprepared. Now imagine that, but with a 6 or 7 figure financial decision like buying a home. The truth is, a lot of people know it’s coming and still feel that same panic when it’s time to make a move. Whether it’s getting that first loan, adjusting to the monthly payment, or figuring out how it fits into long-term goals, this stuff can feel overwhelming.
I help people make smart financial decision’s when making life’s most important purchases with data, planning, and real conversations that reduce anxiety and lead to confident decisions. My goal is simple: make complex decisions clear, manageable, and aligned with where you’re headed.
Outside of the Office: My wife Cathy and I are raising two amazing girls, Peyton and Piper, and our American Bully, Roxy, proudly runs the household. When I’m not helping clients make smarter decisions, you’ll probably find me in the gym, putting hot sauce on everything, or chasing a golf ball down the fairway.
“Big picture? I want to change the way people experience getting a mortgage. Less stress. More clarity. Real advice. And I want to be your go-to for life, not just for one loan.”
Jason
Brian Alterman
Team Captain & Mortgage Advisor
Brian leads with calm, keeps us aligned, and makes sure no detail slips through the cracks. As a Mortgage Advisor, he helps clients navigate their options with clarity, confidence, and zero fluff. He’s a natural at making people feel understood and supported.
Core values that define us
01
Family
This is personal. We treat every client the same way we treat the people we care about, because that’s the standard. No exceptions.
02
Authenticity
No scripts. No fluff. Just real people offering real guidance. We speak your language, show up honestly, and build trust the human way.
03
Growth
We’re here to move forward, always. Personally, professionally, financially. Stagnation isn’t an option.
Strategy
We don’t guess, we plan. Every recommendation is intentional, grounded in data, and aligned with what actually matters to you.
04
Financing Powered by Watermark Capital
MortgageSmarter is powered by Watermark Capital, giving clients the confidence of industry-backed financial strength paired with agile, innovative lending solutions. Through capital reserves, warehouse lines of credit, and direct access to Fannie Mae, Freddie Mac, Ginnie Mae, and private banking relationships, we deliver financing that’s both stable and flexible, built for your life and not a bank’s rules.
Fast answers, not vague promises
Conceirge-level service
Clear terms, quick action
